• Optimal Solution for Overseas Education Loan
  • Optimal Solution for Overseas Education Loan
  • Optimal Solution for Overseas Education Loan
  • Optimal Solution for Overseas Education Loan
  • Optimal Solution for Overseas Education Loan
  • Optimal Solution for Overseas Education Loan

99% Finance on Education

Loan on Pre-Admission

Secured / Unsecured Loans

Quick Loan Sanction

Loan Process

1

Contact Our Executive or Apply Online

2

Creating Profile & Checking Eligibility

3

Proceed with Documentation & Application

4

Get Loan Sanctioned and Disbursed!

Overseas Education Loan Advisors will help you in choosing the best financial institution. We also provide you with a step-by-step guide on how to apply for education loan for study abroad.

Overseas Education Loan Requirements

Overseas Education Loan Requirements
What is Credit / CIBIL Score?
Credit / CIBIL Score is a three-digit numeric summary of your credit history found in the CIBIL Report. CIBIL score will be in the range of 0 to 900. Banks check your CIBIL score before approving your loan.

Know what your score indicates

CIBIL Score between 0 or -1: If your score is 0 then it just means that you have no credit history created via a credit card or loans.

CIBIL Score between 300 – 600: This is a real poor credit score. It means you have been defaulting on payments and the chances of getting new loans/credit cards are minimal.
As such you should not miss your EMIs and should focus on payment of credit card dues well on time!

CIBIL Score between 600 - 750: You are on the right path. You will not face any problem while getting the loans or credit cards issued. Banks will be ready to offer you a line of credit for sure!

CIBIL Score between 750 - 900: This range indicates that you are regular with loan EMIs and credit payments with a really good payment history. Banks consider these people with high priority. You may get too many loan offers and at attractive rates of interest along with several Credit Card offerings!
• Offer Letter/Admission Acceptance Letter from the University / College
• Prospectus of the University or copy of online course details
• Details of University World Ranking
• Recognition of the University/College by competent authority WHED
• Letter of Consent, in case of pre-disbursement of loan
• Statement of cost of study/ Schedule of expenses for the entire duration of the course
• Receipt of Tuition fees paid to the University (If any)
• Academic Documents
  - 10th & 12th Marksheets with Diploma Certificate (If any)
  - Marksheets of Graduation along with Provisional / Degree Certificate
  - Standardized Test Scores as applicable
    (GRE/ GMAT/ ACT/ SAT/ IELTS/ TOEFL/ PTE, etc.)
  - Work Experience Certificate (If any)
• Photocopy of the first and the last page of the Passport
• Photocopy of PAN Card and Aadhar Card of the Student
• Photocopy of Student Visa & Air Ticket (At the time of Disbursement)
1. In case of Salaried Persons
  - Income Tax Returns and Form No. 16 of last 2 years
  - Salary slips of last 3 months
  - Appointment / Promotion Letter along with copy of Employee Identity Card
  - Bank Account Statement of last 6 months (Salary / Personal Account)
2. In case of Business Persons
  - Income Tax Returns, Balance Sheet, Profit & Loss Account, Computation of Income of last 2 years
  - Bank Account Statement of last 6 months (Personal and Business Account)
  - Business Proof – Registration Certificate / GST Registration Certificate
3. In case of Agricultural Income
  - Income Certificate for the last 2 years issued by Tahsildar / Mandal Revenue Officer / A Revenue Department Officer having State Level Gazetted rank
4. PAN Card and Aadhar Card
Photocopies as well as originals of
• Sale Deed (Registered)
• Mutation in the name of the present property owner
• House Tax Receipt (Latest) in the name of the present property owner
• Electricity Bill (Latest)
• Sanctioned Map of the property
• Deed of Declaration / Apartment (in case of Flat)
• Power of Attorney (if any in case of Flat)
• Building Permission Letter (in case of Flat)
• Lease Renewal Deed and NOC (No objection certificate)
• Society Registration Certificate and Occupancy Certificate (OC) (If applicable)
• Non-Agriculture (NA) Certificate & RL Order
• Demarking (Boundary wall / Fencing) (in case of open plot)
• Photocopy of the WILL in case of grandparents’ property

*Note
  - Agricultural land is not considered by banks for Education loan
  - Gram Panchayat property is also not considered by the banks unless supported by Town Planning approvals.

Our Banking Partners

Avanse
Auxilo
HDFC Credila
IDFC

Overseas Eduloans is an DSA Partner in various Banks IDFC, HDFC Credilia, Avanse, Auxilo helping students in getting Foreign Education Loan for Abroad Studies at low rate of interest without colletral and with colletral

Overseas Eduloans is a leading DSA Partner in various banks such as IDFC, HDFC Credilia, Avanse, and Auxilo. The company specializes in providing foreign Education Loan to students who want to study abroad. What sets Overseas Eduloans apart is their commitment to providing low-interest loans without the requirement of collateral.

Foreign Education Loan are a type of personal loan that can be used to finance your studies abroad. These loans cover the cost of tuition fees, accommodation, living expenses, travel expenses, and other related expenses. However, getting a loan for studying abroad can be challenging, especially if you do not have collateral to offer.

Overseas Eduloans can help you get a foreign education loan without collateral, making it easier for you to finance your studies abroad. The company has tie-ups with various banks and financial institutions that offer low-interest loans to students without the requirement of collateral. This means you can get a loan at a lower interest rate compared to other lenders.

In addition, Overseas Eduloans can also help you with the loan application process. They can assist you in filling out the application form, submitting the required documents, and completing the necessary formalities. They can also help you find the best foreign education loan options available in the market.

Overseas Eduloans can help you understand the terms and conditions of the loan and the repayment options available. They can help you choose the right loan product that suits your needs and financial situation.

Overall, Overseas Eduloans is an excellent resource for students who want to finance their education abroad. They can help you get a low-interest loan without collateral, making it easier for you to achieve your dream of studying abroad. With their expertise and guidance, you can find the right loan product and finance your education abroad without any financial worries.

Testimonials

Get in touch

Registered Office

contact@overseaseduloans.com
Monday to Saturday: 10:00 am to 7:00 pm
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